Flood vs. Wind

Flooding is not covered under most homeowners insurance policies, although wind is. Hurricanes Katrina and Rita caused extensive flooding with winds as high as 140 miles per hour, both of which are conditions that can damage or destroy homes. In the aftermath of the disasters, insurance companies and the insured are struggling to determine the causes of property damage.

The legal concept behind the question of flood or wind-caused damage is extremely complex and requires extensive analysis by legal experts. The state of Mississippi has filed a lawsuit against insurance companies arguing that the distinction between flood and wind damage are ambiguous in homeowners policies. With complicated legal action being taken and the well-being of thousands of hurricane victims at stake, the flood versus wind debate is likely to be lengthy and provoke change.

If you are a victim of hurricanes Katrina or Rita and your claim has been denied, you owe it to yourself and your family to discuss your case with a lawyer. An experienced attorney can help you fight for justice and obtain the compensation you deserve for your loss. During this tumultuous time you need an attorney on your side to ensure your financial stability. Contact a compassionate attorney today.