Why are Hurricane Claims Being Denied?

During the aftermath of hurricanes Katrina and Rita, insured home and business owners are looking to their insurance companies to provide security in this uncertain time. Unfortunately, many hurricane claims are being denied for a variety of reasons, some of which are unjust.

Although there are instances of inexperienced adjustors making faulty decisions on claims, most of the controversy surrounding the rejection of hurricane claims is due to the flood versus wind debate. This refers to the condition in most homeowner insurance policies that floods are not covered, although wind-driven rain may be. When evaluating a claim, adjusters must determine whether flooding or winds caused damages. This task is made difficult because these two conditions are often interrelated and difficult to distinguish in hindsight.

If you are a victim of hurricanes Katrina or Rita and your claim has been wrongfully denied, do not hesitate to speak with a lawyer about your case. You deserve to receive appropriate compensation for your suffering, and an experienced attorney can help you fight for justice.